Commercial Credit Mgr - Regional Commercial Banking

About the Team

TD is one of the world's leading global financial institutions and the fifth largest bank in North America. With over 95,000 colleagues, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for more than 27 million households and businesses across Canada, the United States, and globally. We are deeply committed to being a leader in client experience, believing that every colleague, regardless of location, is client-facing. Together, we are reimagining what banking can be for our clients, colleagues, and communities.

About the Role

As a Commercial Credit Manager within the Personal & Commercial Banking line of business, you will ensure quality underwriting, compliance, and credit monitoring within an assigned portfolio. This role supports new business development while applying credit risk policy and adhering to TD Bank Group's risk appetite. You will manage credit underwriting and administration functions within a Regional or Middle Market, working closely with the Credit Officer to ensure consistency with risk appetite principles, including establishing Borrower and Facility Risk Ratings.

In this position, you will lead a team of credit analysts, focusing on their development, coaching, and career growth. Your day-to-day involves supervising the creation of preliminary spreads, cash flow analysis, and term sheets, while overseeing officer analysis and covenant compliance. You will interpret and apply TD's risk management strategy, acting as the Unit's designated anti-money laundering officer to identify and mitigate operational risks. Additionally, you will manage aspects of customer relationships, reviewing reports, delinquencies, and covenant compliance forms, and assisting in developing strategies for any failures.

Hiring Process

We are delighted that you are considering building a career with TD. If you are interested in this role, we will reach out to candidates of interest to schedule an interview. We strive to communicate outcomes to all applicants via email or phone call. Upon joining, you will receive training and onboarding sessions to ensure you have everything needed to succeed. Through regular development conversations, training programs, and access to an online learning platform and mentoring programs, we are committed to supporting your growth and helping you unlock future opportunities.

Our Culture & Commitment

TD is committed to providing fair and equitable compensation opportunities and fostering a workplace where diverse perspectives are valued. We believe everyone has fair opportunities to grow and can unlock their full potential to achieve their career goals. We hire and develop the best, ensuring a respectful environment where colleagues can thrive both at work and at home.

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran, or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please contact the TD Bank US Workplace Accommodations Program.