Bilingual Credit Risk Associate, Portfolio Management, Japanese Corporate Banking

About Mitsubishi UFJ Financial Group

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we are 150,000 colleagues striving to make a difference for every client, organization, and community we serve. We stand for our values: building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it is part of our culture to put people first, listen to new and diverse ideas, and collaborate toward greater innovation, speed, and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

About the Role

The selected colleague will serve as a Portfolio Manager and Underwriter for designated customers, focusing on the Japanese Corporate loan portfolio. This role is designed for complex relationships, specifically targeting non-investment grade clients, customers with large credit exposure, structured finance transactions, and those with intricate corporate structures. You will function as a subject matter expert, assessing risk across standard bank products including loans, standby letters of credit, trade finance, foreign exchange, derivatives, securitization, and leases.

In this position, you will partner with business lines to identify prospective transactions and lead new deals with moderate complexity. You will advise account officers on credit risk issues and terms to craft the best possible deals, balancing profit improvement with credit cost minimization. The role also involves mentoring junior analysts and supporting department managers in the credit risk management process.

Work Environment

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details regarding the specific location and schedule.

Equal Opportunity Employer

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws, to the extent that an applicant is not subject to a statutory disqualification or conflict with background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA).