Mortgage Loan Originator
Not Disclosed•Full-TimeHybrid
location_onStockyard Boulevard, Downtown Nashville, Nashville, Davidson County, Middle Tennessee, Tennessee, 37219, United States
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
This position serves as a mortgage loan originator within an assigned metropolitan territory. You will be the face of U.S. Bank for clients, taking applications, conducting preliminary underwriting reviews, and guiding loan applications through processing and underwriting. The role involves significant external engagement, requiring you to regularly solicit loan sales and conduct sales-related activities away from bank locations. Success in this role means ensuring all necessary documents are secured in a timely manner to facilitate smooth closings.
While this role is posted as remote, candidates residing near a U.S. Bank location are expected to work onsite three or more days per week. The position also requires driving for at least two hours per week to meet clients and conduct business. This role is open to multiple levels, with the final hiring level aligned to the candidate's experience.
Candidates selected for this position must complete the National Mortgage Licensing System (NMLS) registration process under the S.A.F.E. Act of 2008 and Regulation Z. This includes a criminal background and credit check. Failure to meet or maintain these registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of the offer or termination of employment. U.S. Bank conducts background checks consistent with applicable local laws and federal guidelines.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, or veteran status. If you need an accommodation during any portion of the application or hiring process, please refer to our disability accommodations information. We also consider qualified applicants with arrest or conviction records for employment.
Due to the high volume of applicants, this posting may be closed earlier than the stated date.
Work model: Hybrid
Stockyard Boulevard, Downtown Nashville, Nashville, Davidson County, Middle Tennessee, Tennessee, 37219, United States
Nashville, Tennessee
Well-developed sales ability, basic knowledge of pricing and underwriting requirements of various mortgage insurance companies, working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.), ability to work independently, ability to analyze financial information, effective verbal and written communication skills, established referral base within assigned market, 2 years of mortgage loan origination experience with proven results.
Skills: Mortgage Loan Origination, Underwriting, Fnma, FHLMC, Fha, Va, Truth-In Lending, Respa, NMLS Registration, Safe Act.
Education: High school diploma or equivalent required.
