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  1. Home
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  3. it
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  5. Data Subject Matter Expert (SME)
TalentOla logo

Data Subject Matter Expert (SME)

Not Disclosed•Full-TimeOn-site

location_onEast Maple Road, Troy, Oakland County, Michigan, 48083, United States

Apply Now

About the Role

As a Data Subject Matter Expert in Banking & Payments, you will serve as the critical bridge between business strategy, technology execution, and data governance. This role is designed to ensure the successful delivery of data-driven solutions that align with complex banking and payments industry standards and regulatory requirements. You will leverage deep expertise in payment systems and data flows to drive solution design, implementation, and optimization.

In this hybrid capacity based in Troy, MI, you will act as the primary authority on data structures and flows across major payment systems including ACH, RTGS, SWIFT, ISO20022, SEPA, and card networks. Your work will directly impact the integrity of payment hubs and related banking platforms, ensuring that data migration, transformation, and reconciliation activities are executed with precision.

A significant portion of your day will involve designing and developing comprehensive test data sets that mirror real-world banking scenarios. You will collaborate with business analysts, QA teams, and developers to define requirements that cover a wide spectrum of transaction types, currencies, and compliance needs. From generating input files in various formats to automating test data creation, your focus will be on creating scalable, secure, and repeatable testing processes that support end-to-end validation and scheme compliance.

Hiring Process & Application

This is a Full-Time Employee (FTE) position requiring an independent visa status. Candidates must be prepared to work onsite from day one in Troy, MI, as part of a hybrid role structure. We are seeking a self-starter with strong judgment who can manage multiple priorities and challenge assumptions to propose meaningful improvements.

Equal Opportunity

We are committed to building a diverse and inclusive team. We consider qualified applicants regardless of background, identity, or experience.

Work location

Work model: On-site

location_on

East Maple Road, Troy, Oakland County, Michigan, 48083, United States

Troy, Michigan

Key Responsibilities

  • check_circleAct as primary subject matter expert on data structures and flows across banking and payment systems
  • check_circleCollaborate with stakeholders to define and refine data requirements for payment-related solutions
  • check_circleSupport development and implementation of new payment products ensuring data integrity and regulatory compliance
  • check_circleProvide input on solution architecture, data mapping, and interface design for payment hubs
  • check_circleLead data migration, transformation, and reconciliation activities during system upgrades
  • check_circleMaintain documentation on data processes, controls, and payment transaction lifecycles
  • check_circleAdvise on data governance, quality, and security best practices aligned with industry standards
  • check_circleTroubleshoot and resolve complex data and payment issues with internal and external partners
  • check_circleCollaborate with QA and developers to define test data requirements for positive and negative cases
  • check_circleGenerate and manage input files for payment hubs simulating diverse user personas and transaction flows
  • check_circleEnsure test data complies with privacy and security standards including PCI DSS and GDPR
  • check_circleAutomate test data creation to support efficient and scalable testing processes

Requirements

  • verifiedBachelor's or master's degree in computer science, Information Systems, Finance, or related field
  • verified7+ years of experience in banking, payments, or financial services
  • verifiedIn-depth knowledge of payment scheme rules, data standards (SWIFT, ISO20022), and regulatory frameworks (PSD2, AML, PCI-DSS)
  • verifiedProven experience in data mapping, migration, and reconciliation for banking/payment systems

Nice to Have

Familiarity with API-driven payment platforms, open banking, and emerging fintech solutions. Experience with cloud-based data architectures and microservices. Knowledge of distributed ledger technology (DLT) and its application in payments. Advanced Excel and data visualization/reporting skills. Experience supporting technology implementation or consulting engagements in banking/payments.

TalentOla logo
Company

TalentOla

Industry

it

View company profilearrow_forwardlanguageWebsite
Quick Overview

Experience

7+ yrs (Senior)

Education

Bachelor's degree in Computer Science, Information Systems, Finance, or related field required

Job Type

Full-Time

Skills Required

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Skills, education and keywords

Skills: Ach, RTGS, Swift, Iso20022, Sepa, Faster Payments, Bacs, Chaps, Pci DSS, GDPR.

Education: Bachelor's degree in Computer Science, Information Systems, Finance, or related field required; Master's degree in Computer Science, Information Systems, Finance, or related field required.

Frequently asked questions about Data Subject Matter Expert (SME) at TalentOla

What does a Data Subject Matter Expert (SME) at TalentOla do?expand_more
In this Data Subject Matter Expert (SME) at TalentOla role, you will act as primary subject matter expert on data structures and flows across banking and payment systems; collaborate with stakeholders to define and refine data requirements for payment-related solutions; support development and implementation of new payment products ensuring data integrity and regulatory compliance; and provide input on solution architecture, data mapping, and interface design for payment hubs.
What are the requirements for this Data Subject Matter Expert (SME) role?expand_more
To qualify for the Data Subject Matter Expert (SME) at TalentOla position, applicants should have: Bachelor's or master's degree in computer science, Information Systems, Finance, or related field; 7+ years of experience in banking, payments, or financial services; In-depth knowledge of payment scheme rules, data standards (SWIFT, ISO20022), and regulatory frameworks (PSD2, AML, PCI-DSS); and Proven experience in data mapping, migration, and reconciliation for banking/payment systems.
Where is the Data Subject Matter Expert (SME) role at TalentOla located?expand_more
Data Subject Matter Expert (SME) at TalentOla is based in East Maple Road, Troy, Oakland County, Michigan, 48083, United States. This is a on-site role.
Is this Data Subject Matter Expert (SME) job remote, hybrid, or on-site?expand_more
TalentOla has listed this Data Subject Matter Expert (SME) role as on-site.
How much experience is required for this Data Subject Matter Expert (SME) role?expand_more
Data Subject Matter Expert (SME) at TalentOla typically requires 7+ years of relevant experience at the senior level.
What skills do you need for the Data Subject Matter Expert (SME) role at TalentOla?expand_more
Key skills for Data Subject Matter Expert (SME) at TalentOla include Ach; RTGS; Swift; Iso20022; Sepa; Faster Payments; Bacs; and Chaps.
What education is required for Data Subject Matter Expert (SME) at TalentOla?expand_more
Educational requirements for this role: Bachelor's degree in Computer Science, Information Systems, Finance, or related field required; and Master's degree in Computer Science, Information Systems, Finance, or related field required.
What category does the Data Subject Matter Expert (SME) role belong to?expand_more
Data Subject Matter Expert (SME) at TalentOla is part of the it job category on Recrutus.
Recrutus

Curating the world's most innovative career opportunities. We bridge the gap between visionary talent and industry-leading companies.

Search roles by city, category, skill, or job type — explore verified US employers, salary benchmarks, and remote-friendly teams hiring nationwide.

publiclanguageshare
Job seekers
Browse jobsCompanies hiringRemote jobsJobs by locationJobs by cityJobs by categoryJobs by skillCareer guidesCareer blogSalary insights
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Jobs in TexasJobs in CaliforniaJobs in New YorkJobs in FloridaJobs in North CarolinaJobs in VirginiaAll states →
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Healthcare & Nursing jobsLogistics & Warehouse jobsEngineering jobsIT jobsSales jobsHospitality & Catering jobsAccounting & Finance jobs
Popular skills
CDL A jobsExcel jobsEnglish jobsMicrosoft Office jobs
Featured employers
Company
About usFAQContactPrivacy policy

Recrutus helps candidates discover roles that match their skills and helps teams reach qualified applicants faster. Browse by metro, discipline, or work style — from internships to senior leadership.

© 2026 Recrutus. All rights reserved.
Terms of serviceCookie policyAcceptable useDMCA policyEmployer termsCandidate terms
AchRTGSSwiftIso20022SepaFaster PaymentsBacsChapsPci DSSGDPR
US privacy notice
Accessibility