Compliance Specialist: Mortgages and Fair Lending

About First State Bank

We are an energetic team dedicated to making our customers financially successful. Our culture is collaborative and focused on growth, offering opportunities for employees to do amazing things while building their careers. We value integrity and expect all employees to comply with laws, regulations, and bank policies, including our Bank Secrecy Act and Anti-Money Laundering procedures.

About the Role

As a Compliance Specialist for Mortgages & Fair Lending, you will play a critical role in ensuring First State Bank adheres to lending regulations and laws designed to prevent discriminatory lending. You will focus on key regulations such as ECOA, TILA, and RESPA, serving as a guardian of fair lending practices within our mortgage operations.

Your day-to-day involves executing risk-based monitoring and testing across mortgage origination and servicing, ensuring disclosure accuracy, and analyzing loan data for trends and potential risk indicators. You will support our Fair Lending and Community Reinvestment Act (CRA) programs by conducting risk assessments, monitoring pricing and underwriting exceptions, and managing adverse action notice compliance. When findings arise, you will identify root causes, recommend corrective actions, and document remediation efforts. Additionally, you will assist with compliance audits and exams, coordinating responses and tracking the resolution of findings. You will also serve as a resource for the team, training departmental heads and staff on compliance processes and regulatory requirements.

What We Offer

We provide a supportive environment where you can grow professionally. Full-time and part-time employees enjoy a comprehensive benefits package including health, dental, and vision insurance, a 401(k) match, life insurance, and an educational assistance program. We also offer an incentive program based on performance, paid time off, paid holidays, and paid time to support your community.

Application Instructions

To apply, please submit your resume and cover letter highlighting your experience in compliance, fair lending, and mortgage regulations. We look for candidates with strong written communication skills and a detail-oriented mindset who can work independently and collaborate effectively with management and staff.

Equal Opportunity Employer

First State Bank is an equal opportunity employer. We consider qualified applicants regardless of background, race, color, religion, gender, sexual orientation, national origin, age, disability, or veteran status. We are committed to fostering a diverse and inclusive workplace.