First State Bank - Michigan

The Mortgage Loan Consultant role within the Residential Lending department at First State Bank focuses on originating and servicing a wide variety of mortgage, real estate, and construction loans. Key responsibilities include meeting with customers to determine optimal loan products, developing new business through networking with realtors and builders, and managing the complete loan origination process while ensuring strict regulatory compliance. The position is appealing for its commission-based structure that rewards performance, opportunities for professional growth in a dynamic lending environment, and the chance to build strategic community partnerships. The work arrangement involves a hybrid schedule split between a retail branch office and a mortgage loan call center, with occasional travel between locations using a personal vehicle.

This Compliance Specialist role within the Compliance Department focuses on ensuring adherence to mortgage and fair lending regulations such as ECOA, TILA, and RESPA. Key responsibilities include executing risk-based monitoring of loan origination and servicing, analyzing lending data to identify potential compliance risks, and supporting the bank's Fair Lending and Community Reinvestment Act programs. The position also involves assisting with regulatory audits and training staff on compliance requirements. The role appeals to candidates seeking a collaborative environment with opportunities for career growth, professional development through training, and a supportive culture that values community engagement and work-life balance.