AVP, Portfolio Credit Manager
Not Disclosed•Full-TimeHybrid
location_on5612, SMU Boulevard, University Crossing PID, Dallas, Dallas County, Texas, 75275, United States
This position supports the credit risk management of Travel Cobrand portfolios at Synchrony. You will serve as a key partner to retail clients, client teams, and internal stakeholders, driving the identification and management of consumer credit risk across the entire cardholder life-cycle. Through data gathering and advanced analytics, you will ensure the safety and soundness of the portfolio while facilitating smart growth and client satisfaction.
Your day-to-day involves preparing and presenting client-facing and leadership reports to inform strategic decisions. You will act as a leader in developing enhanced strategies, utilizing champion/challenger methodologies to manage credit and fraud risk. Additionally, you will coordinate multisite and country resources to ensure the accuracy of monthly management information systems (MIS) and reporting, while providing clear guidance on risk appetite and prudent growth.
At Synchrony, we offer flexibility in how you work. You have the option to work from home near one of our Hubs or come into one of our offices. You will be required to commute to your nearest Hub (either virtual or physical) for in-person engagement activities, such as regular business or team meetings, training, and culture events. Please note that Field Sales and some Commercial team roles may have varied location requirements based upon partner obligations or preferences.
When you join us, you become part of an inclusive culture where your individual skills, experience, and voice are not only heard but valued. Together, we are building a future where everyone can belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow.
We are proud to have an award-winning culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
Legal authorization to work in the U.S. is required for this position; we will not sponsor individuals for employment visas. If you require a reasonable accommodation to apply for a job or to perform your job due to a disability, please contact our Career Support Line at 1-866-301-5627 (available 8am – 5pm Monday to Friday, Central Standard Time). We can discuss your specific situation and provide necessary support, such as changes to the application process or alternate document formats.
Work model: Hybrid
5612, SMU Boulevard, University Crossing PID, Dallas, Dallas County, Texas, 75275, United States
Dallas, Texas
Superb communication skills and experience interacting at all levels within the Credit organization. Outstanding collaborative and team management style. Ability to multitask and perform in a fast-paced environment. Demonstrated problem-solving and critical-thinking skills. Fraud/Consumer finance experience. Experience with Python. Proven ability to work with various data sources, data warehouses, and database tools.
Skills: Sas, SQL, R, Python, Credit Risk, Fraud, Data Analysis, Data Warehousing, Database Tools.
Education: Bachelor's degree required, or 8+ years experience in lieu of degree; High school diploma or equivalent required for eligibility.