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  1. Home
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  5. AVP, Portfolio Credit Manager
Synchrony logo

AVP, Portfolio Credit Manager

Not Disclosed•Full-TimeHybrid

location_onStamford Town Center, Stamford, Western Connecticut Planning Region, Connecticut, 06902, United States

Apply Now

About the Role

This position supports the credit risk management of Travel Cobrand portfolios at Synchrony. You will serve as a key partner to retail clients and internal teams, driving smart growth while ensuring safety and soundness across the cardholder life-cycle. The role focuses on identifying and managing consumer credit risk through rigorous data gathering, analytics, and strategic reporting.

You will act as a leader in developing enhanced strategies, utilizing champion/challenger methodologies to balance credit and fraud risk. Your work will directly influence informed decision-making through client-facing presentations and by providing clear guidance on risk appetite and prudent growth. This role requires a collaborative approach to coordinate multisite resources and ensure the accuracy of monthly management information systems (MIS) and reporting.

Our Way of Working

At Synchrony, we offer flexibility in how you work. You have the option to work from home near one of our Hubs or come into one of our offices. You will be required to commute to your nearest Hub (either virtual or physical) for in-person engagement activities, such as regular business or team meetings, training, and culture events. Please note that Field Sales and some Commercial team roles may have varied location requirements based upon partner obligations or preferences.

Our Culture and Commitment

When you join us, you become part of an inclusive culture where your individual skills, experience, and voice are not only heard but valued. Together, we are building a future where everyone can belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow.

We are proud to have an award-winning culture for all. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status.

Application and Accommodation

Legal authorization to work in the U.S. is required for this position; we will not sponsor individuals for employment visas. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. If you require a reasonable accommodation to apply for a job or to perform your job, please contact our Career Support Line at 1-866-301-5627 (8am – 5pm Monday to Friday, Central Standard Time). Representatives can discuss your specific situation regarding changes to the application process, alternate document formats, sign language interpreters, or specialized equipment.

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Skills, education and keywords

Skills: Sas, SQL, R, Python, Credit Risk, Fraud, Data Analysis, Data Warehousing, Database Tools.

Education: Bachelor's degree in Credit/Risk, Finance, or Analytics (or 8+ years experience); High school diploma or equivalent required for eligibility.

Frequently asked questions about AVP, Portfolio Credit Manager at Synchrony

What does a AVP, Portfolio Credit Manager at Synchrony do?expand_more
A AVP, Portfolio Credit Manager at Synchrony is responsible for the following: Support credit risk management for Travel Cobrand portfolios through data gathering and analytics; Identify and manage consumer credit risk across all components of the cardholder life-cycle; Provide analytics and input for deal and promotional pricing activities; and Coordinate multisite and country resources to ensure accuracy of monthly MIS and reporting.
What are the requirements for this AVP, Portfolio Credit Manager role?expand_more
Synchrony is looking for candidates who meet the following requirements: Bachelor's degree and 6+ years in Credit/Risk, Finance, or Analytics (or 8+ years without degree); 3+ years analyzing large data sets with SAS, SQL, R, or Python; Ability to travel for business; Must be 18 years or older; High school diploma or equivalent; and Willingness to take drug test, background investigation, and submit fingerprints.
Where is the AVP, Portfolio Credit Manager role at Synchrony located?expand_more
AVP, Portfolio Credit Manager at Synchrony is based in Stamford Town Center, Stamford, Western Connecticut Planning Region, Connecticut, 06902, United States. This is a hybrid role.
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Work location

Work model: Hybrid

location_on

Stamford Town Center, Stamford, Western Connecticut Planning Region, Connecticut, 06902, United States

Stamford, Connecticut

Key Responsibilities

  • check_circleSupport credit risk management for Travel Cobrand portfolios through data gathering and analytics
  • check_circleIdentify and manage consumer credit risk across all components of the cardholder life-cycle
  • check_circleProvide analytics and input for deal and promotional pricing activities
  • check_circleCoordinate multisite and country resources to ensure accuracy of monthly MIS and reporting
  • check_circleProvide clear guidance to the organization on risk appetite and prudent growth
  • check_circleMaintain effective and credible challenge of critical decisions and business processes
  • check_circleDrive enhanced strategies using champion/challenger models to manage credit and fraud risk
  • check_circleWork closely with retail clients to minimize risk while growing the portfolio
  • check_circlePrepare and present client-facing and leadership team presentations to facilitate informed decisions
  • check_circleCoordinate planning cycles with client teams to ensure consistency in business plans

Requirements

  • verifiedBachelor's degree and 6+ years in Credit/Risk, Finance, or Analytics (or 8+ years without degree)
  • verified3+ years analyzing large data sets with SAS, SQL, R, or Python
  • verifiedAbility to travel for business
  • verifiedMust be 18 years or older
  • verifiedHigh school diploma or equivalent
  • verifiedWillingness to take drug test, background investigation, and submit fingerprints
  • verifiedSatisfy Section 19 of the Federal Deposit Insurance Act
  • verifiedLegal authorization to work in the U.S. (no visa sponsorship)

Nice to Have

Superb communication skills and experience interacting at all levels within the Credit organization. Outstanding collaborative and team management style. Ability to multitask and perform in a fast-paced environment. Demonstrated problem-solving and critical-thinking skills. Fraud/Consumer finance experience. Experience with Python. Proven ability to work with various data sources, data warehouses, and database tools.

Benefits & Perks

check_circleFlexible work options with the ability to work from home near a Hub or in an office
Synchrony logo
Company

Synchrony

Industry

accounting & finance

View company profilearrow_forwardlanguageWebsite
Quick Overview

Experience

6+ yrs (Senior)

Education

Bachelor's degree in Credit/Risk, Finance, or Analytics (or 8+ years experience)

Job Type

Full-Time

Skills Required

SasSQLRPythonCredit RiskFraud
arrow_forward
Is this AVP, Portfolio Credit Manager job remote, hybrid, or on-site?expand_more
Synchrony has listed this AVP, Portfolio Credit Manager role as hybrid.
How much experience is required for this AVP, Portfolio Credit Manager role?expand_more
AVP, Portfolio Credit Manager at Synchrony typically requires 6+ years of relevant experience at the senior level.
What skills do you need for the AVP, Portfolio Credit Manager role at Synchrony?expand_more
Key skills for AVP, Portfolio Credit Manager at Synchrony include Sas; SQL; R; Python; Credit Risk; Fraud; Data Analysis; and Data Warehousing.
What education is required for AVP, Portfolio Credit Manager at Synchrony?expand_more
Educational requirements for this role: Bachelor's degree in Credit/Risk, Finance, or Analytics (or 8+ years experience); and High school diploma or equivalent required for eligibility.
What category does the AVP, Portfolio Credit Manager role belong to?expand_more
AVP, Portfolio Credit Manager at Synchrony is part of the accounting & finance job category on Recrutus.
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About usFAQContactPrivacy policyUS privacy noticeAccessibility

Recrutus helps candidates discover roles that match their skills and helps teams reach qualified applicants faster. Browse by metro, discipline, or work style — from internships to senior leadership.

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Data Analysis
Data Warehousing
Database Tools