Regulatory and Audit Programs Associate — Miami Beach

About Santander

Santander is a global leader and innovator in the financial services industry, evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey, driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift; it is a chance for driven professionals to grow, learn, and make a real difference.

About the Role

Santander Corporate & Investment Banking (CIB) serves as a key growth engine within Santander's global franchise, operating as a competitive, international investment bank serving complex clients across markets, products, and geographies. The Regulatory and Audit Programs Associate plays a vital role in helping the CIB Chief Operating Officer (COO) organization meet its supervisory expectations.

This position serves as a central point of coordination for regulatory examinations, supervisory reviews, and internal audits, ensuring the business is well-prepared and responds effectively. You will work across multiple teams to drive high-quality execution before, during, and after regulatory and audit activities. It is a highly collaborative role that combines project management, communication, problem-solving, and stakeholder engagement, offering strong visibility across the business while contributing to CIB's growth and transformation.

Risk Culture

We embrace a strong risk culture, and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Equal Opportunity & Application

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status, or any other characteristic protected by law.

If this sounds like a role you are interested in, please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Work location

Work model: On-site

15811, Fisher Island Drive, Miami Beach, Miami-Dade County, Florida, 33109, United States

Miami Beach, Florida

Key Responsibilities

check_circleCoordinate and manage CIB COO execution for regulatory exams, supervisory reviews, and internal audits
check_circlePartner with subject matter experts to synthesize complex inputs into clear, well-structured materials
check_circleLiaise with business partners to develop clear, accurate, and timely responses to regulatory and audit findings
check_circlePerform thematic analysis across regulatory feedback and audit results to identify patterns and emerging risks
check_circleTrack remediation actions and commitments, providing visibility to senior management on progress and risks
check_circlePrepare concise, executive-ready updates and materials for COO leadership
check_circleBuild and maintain strong working relationships with Regulatory Relations, Internal Audit, and business partners
check_circleSupport continuous improvement of CIB COO governance, risk management, and reporting practices

Requirements

verifiedBachelor's degree
verified5+ years in regulatory engagement, exam management, audit coordination, or risk/control roles within financial services or supervisory environments
verifiedStrong knowledge of U.S. banking regulations and supervisory processes
verifiedExcellent PowerPoint and Excel skills
verifiedSpanish language skills a plus

Nice to Have

Experience in Microsoft Office products.

Skills, education and keywords

Skills: Regulatory Engagement, Exam Management, Audit Coordination, Risk/control, U.s. Banking Regulations, Supervisory Processes, Investment Banking Products, Powerpoint, Excel, Ai.

Education: Bachelor's degree required.

Frequently asked questions about Associate, Regulatory and Audit Programs – CIB COO at SANTANDER HOLDINGS USA, INC

What does a Associate, Regulatory and Audit Programs – CIB COO at SANTANDER HOLDINGS USA, INC do?expand_more

A Associate, Regulatory and Audit Programs – CIB COO at SANTANDER HOLDINGS USA, INC is responsible for the following: Coordinate and manage CIB COO execution for regulatory exams, supervisory reviews, and internal audits; Partner with subject matter experts to synthesize complex inputs into clear, well-structured materials; Liaise with business partners to develop clear, accurate, and timely responses to regulatory and audit findings; and Perform thematic analysis across regulatory feedback and audit results to identify patterns and emerging risks.

What are the requirements for this Associate, Regulatory and Audit Programs – CIB COO role?expand_more

To qualify for the Associate, Regulatory and Audit Programs – CIB COO at SANTANDER HOLDINGS USA, INC position, applicants should have: Bachelor's degree; 5+ years in regulatory engagement, exam management, audit coordination, or risk/control roles within financial services or supervisory environments; Strong knowledge of U.S. banking regulations and supervisory processes; Excellent PowerPoint and Excel skills; and Spanish language skills a plus.

Where is the Associate, Regulatory and Audit Programs – CIB COO role at SANTANDER HOLDINGS USA, INC located?expand_more

Associate, Regulatory and Audit Programs – CIB COO at SANTANDER HOLDINGS USA, INC is based in 15811, Fisher Island Drive, Miami Beach, Miami-Dade County, Florida, 33109, United States. This is a on-site role.

Is this Associate, Regulatory and Audit Programs – CIB COO job remote, hybrid, or on-site?expand_more

SANTANDER HOLDINGS USA, INC has listed this Associate, Regulatory and Audit Programs – CIB COO role as on-site.

How much experience is required for this Associate, Regulatory and Audit Programs – CIB COO role?expand_more

Associate, Regulatory and Audit Programs – CIB COO at SANTANDER HOLDINGS USA, INC typically requires 5+ years of relevant experience at the senior level.

What skills do you need for the Associate, Regulatory and Audit Programs – CIB COO role at SANTANDER HOLDINGS USA, INC?expand_more

Key skills for Associate, Regulatory and Audit Programs – CIB COO at SANTANDER HOLDINGS USA, INC include Regulatory Engagement; Exam Management; Audit Coordination; Risk/control; U.s. Banking Regulations; Supervisory Processes; Investment Banking Products; and Powerpoint.

What education is required for Associate, Regulatory and Audit Programs – CIB COO at SANTANDER HOLDINGS USA, INC?expand_more

Educational requirements for this role: Bachelor's degree required.

What category does the Associate, Regulatory and Audit Programs – CIB COO role belong to?expand_more

Associate, Regulatory and Audit Programs – CIB COO at SANTANDER HOLDINGS USA, INC is part of the accounting & finance job category on Recrutus.

Associate, Regulatory and Audit Programs – CIB COO