Senior Disability Underwriter

About the Team

Every day, Guardian helps 29 million customers realize their dreams through a range of insurance and financial products and services. As one of the largest mutual insurance companies, we put our customers first. Our Purpose, to inspire well-being, guides our dedication to the colleagues, consumers, and communities we serve. We know that people count, and we go above and beyond to prepare them for the life they want to live, focusing on their overall well-being—mind, body, and wallet.

About the Role

The Senior Disability Underwriter is a pivotal independent decision-maker within our cross-functional team environment. In this role, you will exercise professional judgment to determine the insurability and premium classification of individual disability cases, managing decisions up to $15,000 in monthly indemnity. You will serve as a self-starter who collaborates with adjacent departments, including Individual Disability Service & Administration, to facilitate the entire underwriting and administrative process.

You will be responsible for evaluating complex medical, financial, and non-medical information to forecast risks and determine classifications according to company guidelines. Your day will involve negotiating with the field force and home office personnel to acquire necessary information, resolving complex medical histories in consultation with Medical Directors, and communicating underwriting actions to proposed policyholders and peers. As a confident communicator, you will challenge the status quo, offer new solutions, and act as a positive role model focused on consumer satisfaction and high-performance culture.

Our Promise & Culture

At Guardian, you will have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development, and philanthropic opportunities, we provide a path to build communities and grow your career. We are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues as part of our Purpose to inspire well-being.

Hiring Process & Application Instructions

Guardian may use artificial intelligence tools to automate the sorting and filtering of information provided by applicants as part of its preliminary screening. However, we do not use AI to substantially assist or replace human judgment in our hiring process; all hiring decisions are made by Guardian colleagues. If you would like to request an alternative process that does not utilize AI Tools, or if you require a reasonable accommodation to participate in the application or interview process, please email MyHR@glic.com within ten business days of your application.

Visa Sponsorship: Guardian is not currently, or in the foreseeable future, sponsoring employment visas. To be a successful applicant, you must be legally authorized to work in the United States without the need for employer sponsorship.

Internal Candidates: Current Guardian colleagues should apply through the internal Jobs Hub in Workday.

Equal Opportunity & Accommodations

Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.

Guardian is committed to providing access, equal opportunity, and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. This includes reasonable accommodations for qualified job applicants and employees to accommodate known limitations related to pregnancy, childbirth, or related medical conditions. If you need an accommodation to participate in the job application or interview process, please contact MyHR@glic.com.