Senior Disability Underwriter

About Guardian

Every day, Guardian helps our 29 million customers realize their dreams through a range of insurance and financial products and services. Our Purpose, to inspire well-being, guides our dedication to the colleagues, consumers, and communities we serve. We know that people count, and we go above and beyond to prepare them for the life they want to live, focusing on their overall well-being—mind, body, and wallet. As one of the largest mutual insurance companies, we put our customers first. Behind every bright future is a Guardian.

About the Role

The Senior Disability Underwriter serves as an independent decision-maker, exercising professional judgment to evaluate individual disability cases up to $15,000/monthly indemnity. This role is critical for determining insurability and premium classification while managing assigned workloads and maintaining excellent agency relationships. You will operate within a cross-functional team environment, collaborating with adjacent departments such as Individual Disability Service & Administration to facilitate the entire underwriting and administrative process.

In this position, you will be a self-starter fueled by collaboration and problem-solving. You will confidently challenge the status quo, offering new ideas and solutions while serving as a positive role model focused on the consumer. The role requires you to interpret complex medical, financial, and non-medical information with minimal manager involvement, negotiating with the field force and home office personnel to acquire necessary data and convey decisions professionally. You will also consult with the Medical Director and senior staff to resolve complex histories and negotiate underwriting appeals with agents and general agents.

Our Promise & Culture

At Guardian, you'll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development, and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards. As part of Guardian's Purpose—to inspire well-being—we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues.

Hiring Process & Application

Application Instructions:

• External Candidates: Apply via the Guardian Careers site. Please note that Guardian may use AI tools to automate the sorting and filtering of information during preliminary screening. You have the choice to opt out of these AI tools during the application process.
• Internal Candidates: Current Guardian colleagues must apply through the internal Jobs Hub in Workday.

Accommodations: Guardian is committed to providing reasonable accommodation for individuals with disabilities in employment, services, programs, and activities. If you need an accommodation to participate in the job application or interview process, or to perform essential job functions, please contact MyHR@glic.com. Please note that this resource is for accommodation requests only; for all other inquiries related to your application, refer to the Guardian Careers site.

Visa Sponsorship: Guardian is not currently or in the foreseeable future sponsoring employment visas. To be a successful applicant, you must be legally authorized to work in the United States without the need for employer sponsorship.

Equal Employment Opportunity

Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.