Principal Financial Analyst
Not Disclosed•Full-TimeOn-site
location_onGrace Street Commercial Historic District, Byrd Street Cycle Track, Richmond, Virginia, 23284, United States
About the Team
The Enterprise Payments (EP) organization serves as the backbone of the Capital One ecosystem, managing all payment rails including debit, ACH, checks, and wires. This team is dedicated to evolving these critical infrastructure components through Operations, Strategy, and Governance. The Principal Financial Analyst plays a pivotal role in supporting these teams, acting as a strategic partner to business leaders who are driving the future of payments.
About the Role
As the lead financial analyst for Enterprise Payments, you will bridge the gap between day-to-day financial management and long-term strategic planning. Your mission is to shepherd business cases forward, identify risks and opportunities, and provide strategic guidance that directly impacts financial outcomes. You will navigate a dynamic environment that balances the routine management of fixed and variable expenses with the agility required to support growth initiatives.
In this role, you will build strong relationships with an engaging customer group, translating complex financial data into clear, actionable insights. You will be expected to analyze industry trends, benchmark against competitors, and work closely with business leads to drive operational efficiencies. Success in this position requires a blend of analytical rigor and the ability to influence stakeholders through clear communication and problem-solving.
Hiring Process
Capital One is committed to a fair and efficient hiring process. Applications for this position are accepted for a minimum of 5 business days. We encourage candidates to review the full job description and apply directly through our careers portal. Please note that Capital One does not accept unsolicited resumes from agencies for this role.
For candidates requiring an accommodation during the application or interview process, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information provided will be kept confidential and used solely to facilitate necessary accommodations.
Our Culture & Commitment
Capital One is an equal opportunity employer (EOE) committed to non-discrimination in compliance with applicable federal, state, and local laws. We value diversity and inclusion, considering qualified applicants regardless of background, and we are committed to hiring individuals with disabilities and veterans. We also promote a drug-free workplace and consider qualified applicants with criminal histories in a manner consistent with applicable laws.
Please note that at this time, Capital One will not sponsor a new applicant for employment authorization for this position. We offer a comprehensive, competitive, and inclusive set of health, financial, and other benefits designed to support your total well-being. Eligibility varies based on employment status and management level.
Work location
Work model: On-site
Grace Street Commercial Historic District, Byrd Street Cycle Track, Richmond, Virginia, 23284, United States
Richmond, Virginia
Key Responsibilities
- check_circleDevelop financial models and analyses to support business growth and strategic initiatives
- check_circleMonitor performance indicators, highlighting trends and analyzing causes of unexpected variance
- check_circleAnalyze complex financial information to support accurate and timely recommendations to management
- check_circleIdentify industry trends and insights pertaining to competitor strategies and relative financial performance
- check_circlePerform ad hoc analysis using internal and external data to package insights into clear presentations
- check_circleWork with business leads to identify areas and processes for driving efficiencies
- check_circleDevelop the Annual Budget, Monthly Financial Forecast, and Long-Term Financial Plan
- check_circlePrepare monthly, quarterly, and annual Reporting and Analysis
Requirements
- verifiedBachelor's Degree or military experience
- verifiedAt least 4 years experience in financial analysis, financial modeling, or a combination
- verifiedU.S. work authorization (no sponsorship)
Nice to Have
Master's Degree in Business Administration (MBA) or Master's Degree in Finance. Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license. At least 5 years experience in financial analysis, financial modeling, or a combination. At least 3 years of experience in strategic analysis & planning.
Benefits & Perks
check_circleEligible to earn performance based incentive compensation including cash bonuses and/or long term incentives
Similar Job Opportunities
Skills, education and keywords
Skills: Financial Analysis, Financial Modeling, Strategic Analysis & Planning, Cfa, Cpa.
Education: Bachelor's Degree or military experience; Master's Degree in Business Administration (MBA) preferred; Master's Degree in Finance preferred.
Frequently asked questions about Principal Financial Analyst at Capital One
What does a Principal Financial Analyst at Capital One do?expand_more
Day-to-day, the Principal Financial Analyst at Capital One will develop financial models and analyses to support business growth and strategic initiatives; monitor performance indicators, highlighting trends and analyzing causes of unexpected variance; analyze complex financial information to support accurate and timely recommendations to management; and identify industry trends and insights pertaining to competitor strategies and relative financial performance.
What are the requirements for this Principal Financial Analyst role?expand_more
Capital One is looking for candidates who meet the following requirements: Bachelor's Degree or military experience; At least 4 years experience in financial analysis, financial modeling, or a combination; and U.S. work authorization (no sponsorship).
Where is the Principal Financial Analyst role at Capital One located?expand_more
Principal Financial Analyst at Capital One is based in Grace Street Commercial Historic District, Byrd Street Cycle Track, Richmond, Virginia, 23284, United States. This is a on-site role.
Is this Principal Financial Analyst job remote, hybrid, or on-site?expand_more
Capital One has listed this Principal Financial Analyst role as on-site.
How much experience is required for this Principal Financial Analyst role?expand_more
Principal Financial Analyst at Capital One typically requires 4+ years of relevant experience at the senior level.
What skills do you need for the Principal Financial Analyst role at Capital One?expand_more
Key skills for Principal Financial Analyst at Capital One include Financial Analysis; Financial Modeling; Strategic Analysis & Planning; Cfa; and Cpa.
What education is required for Principal Financial Analyst at Capital One?expand_more
Educational requirements for this role: Bachelor's Degree or military experience; Master's Degree in Business Administration (MBA) preferred; and Master's Degree in Finance preferred.
What category does the Principal Financial Analyst role belong to?expand_more
Principal Financial Analyst at Capital One is part of the accounting & finance job category on Recrutus.