Lead Solutions Architect (P&C Insurance)
Not Disclosed•Full-TimeHybrid
location_onBreese Stevens Field, North Paterson Street, Tenney-Lapham, Madison, Dane County, Wisconsin, 53703, United States
About Understory
Understory is a leading provider of insurance solutions built for the era of climate change. The company's global network of Dot weather stations powers the world's most sophisticated weather risk model. By combining mutualized, optimized risk structures with precision weather technology and modeling, Understory develops affordable, stable property insurance solutions.
Traditional insurance is no longer fit for purpose. Natural catastrophes driven by the volatility of climate change are increasing rates and restricting coverage. Insurance and reinsurance companies are pulling out and leaving 76% of global assets unprotected. Transformation is inevitable and it's coming to the global property insurance market. Understory cracked the code, and our approach is the only way to close this gap.
Comprising a compact yet fiercely dedicated and passionate team, Understory is a mission-centric, results-driven startup that thrives on adaptability and resilience. We cherish accountability and push the limits at breakneck speeds, always backed by the unwavering support of our colleagues. To sustain our drive, we place significant emphasis on work-life harmony, nurturing our families, and fostering our communities.
Headquartered in Madison, Wisconsin, Understory is poised to rewrite the story of insurance.
About the Role
Are you passionate about building the systems that make insurance work? Do you think naturally about loss ratio, endorsements, filings, and reporting, and how small system decisions can have outsized downstream financial or regulatory consequences?
Understory is looking for a Lead Solutions Architect to own the design, specification, and evolution of our policy administration systems. This role sits at the center of underwriting, actuarial, reporting, and technology, and is responsible for ensuring our systems behave correctly across the full policy lifecycle—not just at issuance, but months or years later when audits, bordereaux, and financial reconciliation occur.
This role operates at the intersection of deep insurance expertise and hands-on system delivery. You will be expected to think rigorously about insurance mechanics, express them clearly in specifications, actively partner with engineers through implementation, and use modern tooling to accelerate analysis and documentation without compromising correctness.
This is not a general product role. It is a systems leadership role for someone who understands property & casualty insurance deeply and can translate that understanding into durable, auditable software behavior.
Hiring Process
- Application: Submit your resume and a brief note on your experience with property & casualty insurance systems.
- Screening: A 30-minute introductory call to discuss your background and Understory's mission.
- Technical & Domain Deep Dive: A session focused on your approach to policy administration design, loss ratio mechanics, and system architecture.
- Team Fit: Conversations with the technology and actuarial teams to ensure alignment with our fast-moving, mission-centric culture.
- Offer: Final discussion on compensation and next steps.
Equal Opportunity
Understory is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We consider qualified applicants regardless of race, color, religion, gender, sexual orientation, national origin, disability, or veteran status.
Work location
Work model: Hybrid
Breese Stevens Field, North Paterson Street, Tenney-Lapham, Madison, Dane County, Wisconsin, 53703, United States
Madison, Wisconsin
Key Responsibilities
- check_circleOwn the design and evolution of policy administration systems as core financial and regulatory infrastructure
- check_circleEnsure policy data supports accurate loss ratio measurement, carrier reporting, and reinsurance analysis
- check_circleDesign system workflows to handle endorsements, mid-term changes, cancellations, and historical policy reconstruction
- check_circlePartner with actuarial and underwriting teams to translate risk and pricing considerations into system behavior
- check_circleProvide technical and domain leadership to ensure implementations align with insurance reality
- check_circleAnticipate and resolve edge cases that surface downstream through audits and financial close
- check_circleLead the selection, integration, and long-term ownership of off-the-shelf insurance solutions
- check_circleCollaborate with software engineers to break down complex insurance problems into buildable, testable components
Requirements
- verifiedDeep experience with property & casualty insurance systems and policy lifecycles
- verifiedExperience implementing or integrating off-the-shelf insurance or policy administration systems
- verifiedExperience working with actuaries and underwriters on loss ratio, pricing, and risk tradeoffs
- verifiedExperience onboarding new carriers or insurance partners
- verifiedAbility to write clear, unambiguous technical specifications
- verifiedExperience using modern technical tools including AI for system specification
Nice to Have
Experience using modern technical tools, including AI, to efficiently specify and evolve insurance systems.
Benefits & Perks
check_circleFull-time benefits
Similar Job Opportunities
Frequently asked questions about Lead Solutions Architect (P&C Insurance) at Understory
What does a Lead Solutions Architect (P&C Insurance) at Understory do?expand_more
Day-to-day, the Lead Solutions Architect (P&C Insurance) at Understory will own the design and evolution of policy administration systems as core financial and regulatory infrastructure; ensure policy data supports accurate loss ratio measurement, carrier reporting, and reinsurance analysis; design system workflows to handle endorsements, mid-term changes, cancellations, and historical policy reconstruction; and partner with actuarial and underwriting teams to translate risk and pricing considerations into system behavior.
What are the requirements for this Lead Solutions Architect (P&C Insurance) role?expand_more
Understory is looking for candidates who meet the following requirements: Deep experience with property & casualty insurance systems and policy lifecycles; Experience implementing or integrating off-the-shelf insurance or policy administration systems; Experience working with actuaries and underwriters on loss ratio, pricing, and risk tradeoffs; Experience onboarding new carriers or insurance partners; Ability to write clear, unambiguous technical specifications; and Experience using modern technical tools including AI for system specification.
Where is the Lead Solutions Architect (P&C Insurance) role at Understory located?expand_more
Lead Solutions Architect (P&C Insurance) at Understory is based in Breese Stevens Field, North Paterson Street, Tenney-Lapham, Madison, Dane County, Wisconsin, 53703, United States. This is a hybrid role.
Is this Lead Solutions Architect (P&C Insurance) job remote, hybrid, or on-site?expand_more
Understory has listed this Lead Solutions Architect (P&C Insurance) role as hybrid.
How much experience is required for this Lead Solutions Architect (P&C Insurance) role?expand_more
Candidates for Lead Solutions Architect (P&C Insurance) at Understory should have lead.
What skills do you need for the Lead Solutions Architect (P&C Insurance) role at Understory?expand_more
Key skills for Lead Solutions Architect (P&C Insurance) at Understory include Ai; Property & Casualty Insurance; Policy Administration Systems; Loss Ratio; Endorsements; Bordereaux; Reinsurance; and Actuarial.
What category does the Lead Solutions Architect (P&C Insurance) role belong to?expand_more
Lead Solutions Architect (P&C Insurance) at Understory is part of the accounting & finance job category on Recrutus.
About Understory
Understory is an insurance company headquartered in Madison, Wisconsin, dedicated to developing solutions for the modern era of climate change. The organization operates within the insurance industry, focusing on creating products and services that address emerging risks associated with shifting environmental conditions. By aligning its offerings with current climate realities, Understory aims to provide relevant coverage options for clients facing these specific challenges. The company's approach centers on building resilience through tailored financial protection strategies designed to adapt to the evolving landscape of weather-related threats. This specialized focus allows the firm to serve policyholders and partners who require forward-thinking insurance models that go beyond traditional risk assessment methods. Understory continues to refine its capabilities to meet the growing demand for climate-responsive insurance products in the marketplace.
Browse more roles: All Understory jobs, accounting & finance jobs on Recrutus.