Commercial Relationship Manager I-III
Not Disclosed•Full-TimeOn-site
location_on2032, Monte Verde Court, Modesto, Stanislaus County, California, 95350, United States
About FFB Bank
Since opening our doors in 2005, FFB Bank has focused on one mission: to help businesses, professionals, and successful individuals reach their goals through personalized service and flexible financial solutions. As one of the top-performing community banks in the nation, we offer a full range of banking services, including business and personal accounts, specialized lending, and modern payments solutions.
We believe our people are our greatest asset. That's why we foster a supportive, collaborative workplace where employees are empowered to grow, contribute ideas, and make a real impact. At FFB, we live by our core values: Teamwork, Relationship, Authenticity, and Commitment (TRAC). Our team members bring these values to life by collaborating with colleagues, building trust with clients, communicating openly, and taking pride in doing amazing work every day.
Highlights of our culture include employee ownership through our ESOP program, a close-knit collaborative environment, and opportunities to participate in community and networking events.
About the Role
The Commercial Relationship Manager (CRM) serves as a trusted advisor to clients, contributing to portfolio growth and credit quality while managing business checking, deposit, and lending relationships. Depending on experience and level, this role may support commercial lending activities, independently manage a portfolio, or lead more complex commercial transactions.
You will be responsible for soliciting, negotiating, underwriting, and coordinating the closing of equipment, commercial real estate, and business loans in compliance with the Bank's lending policies. This position involves developing new leads through networking and client meetings, analyzing financial conditions and risks, and presenting financing requests to Senior Management or the Loan Committee. You will also coordinate the processing of approved loans, negotiate terms, and ensure all credit inquiries and collateral positioning meet Bank standards.
In addition to base compensation, this role offers the opportunity to earn performance-based incentives through participation in multiple incentive plans. You will represent the Bank in various community, civic, and community reinvestment functions to enhance the Bank's image and develop additional business.
Hiring Process
Candidates selected for this role will be expected to embody the TRAC values and demonstrate a commitment to EEO policies, fostering a respectful, inclusive workplace. The position requires a current driver's license and a vehicle with appropriate insurance coverage, with travel up to 75% including frequent trips to client locations, sales presentations, industry conferences, and training sessions.
Equal Opportunity
FFB Bank is committed to fostering a diverse workforce and maintaining a respectful environment. We demonstrate an understanding of and commitment to EEO policies, valuing cultural differences and preventing harassment of any kind. We ensure adherence to all Bank policies, procedures, and processes, along with applicable state and federal laws, rules, and regulations, ensuring confidentiality and data privacy while carrying out Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) responsibilities.
We consider qualified applicants regardless of background.
Work location
Work model: On-site
2032, Monte Verde Court, Modesto, Stanislaus County, California, 95350, United States
Modesto, California
Key Responsibilities
- check_circleGenerate new leads through outbound calls, networking, and in-person meetings
- check_circleBuild and maintain strong relationships with prospective and existing clients
- check_circleAnalyze financial conditions and risk of financing requests within bank credit culture
- check_circleGather information and present financing requests to Senior Management or Loan Committee
- check_circleCoordinate loan processing and ensure compliance with bank lending policies
- check_circleResearch credit inquiries and UCC filings to determine credit worthiness and collateral positioning
- check_circleApprove loan payments, draws from lines of credit, and fund transfers within specified limits
- check_circleAchieve annual deposit and loan growth goals assigned by Senior Management
- check_circleProvide leadership and training to less experienced loan officers and staff members
Requirements
- verifiedBachelor's degree from an accredited college or university preferred
- verifiedMinimum 5 years of related experience in banking, financial services, or relevant industry required
- verifiedProficiency with Microsoft Office Suite (Excel, Word, Outlook) required
- verifiedKnowledge of commercial banking products and services and a strong understanding of federal compliance regulations required
- verifiedCurrent driver's license and a vehicle with appropriate insurance coverage
Nice to Have
Bachelor's degree from an accredited college or university; relevant field of study (e.g., Business, Finance, or related).
Benefits & Perks
check_circleEmployee ownership through ESOP programcheck_circleMedical, dental, and vision coveragecheck_circleLife insurancecheck_circlePaid vacation401(k) retirement plan
