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  1. Home
  2. chevron_right
  3. accounting & finance
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  5. Commercial Banking Officer
Heritage Financial Credit Union logo

Commercial Banking Officer

Not Disclosed•Full-TimeOn-site

location_on517, West 27th Street, Carter Park, Vancouver, Clark County, Washington, 98660, United States

Apply Now

About Heritage Bank

Heritage Bank is dedicated to serving the commercial banking needs of our community with a focus on building lasting relationships. We strive to be a trusted financial partner, helping businesses grow while maximizing shareholder value through sound credit decisions and personalized solutions. Our culture emphasizes hard work balanced with a commitment to employee well-being, encouraging team members to take time to stay healthy and pursue what makes their heart happy.

About the Role

As a Commercial Banking Officer, you will serve as a trusted advisor to business clients, providing a full range of commercial banking services. This role is designed for an experienced professional who thrives on developing new business, cultivating client relationships, and managing a robust portfolio of commercial loans. You will be responsible for underwriting, structuring, and closing loans that meet established lending requirements while minimizing risk.

In this position, you will act as a proactive partner to your clients, analyzing their business resources, industry dynamics, and financial strategies to recommend solutions that align with their needs and the Bank's credit culture. Your day-to-day involves evaluating loan requests, negotiating terms, and ensuring ongoing compliance with bank policies and government regulations. You will also play a key role in fostering partnerships across all lines of business to create a seamless referral process.

Depending on your level of experience, you may also have the opportunity to develop, train, and coach less experienced bankers to help achieve the Bank's loan goals. This is a fully on-site role based in our Commercial Banking Center in Vancouver, WA, where you will represent the Bank in the local community through active participation in charitable, business, and social activities.

Hiring Process

Heritage Bank is committed to finding the right fit for our team. We offer a competitive total rewards package including base salary, an exceptional benefits package (medical, dental, vision, life insurance, 401(k)), and generous time off. For those interested in joining our team, please submit your application through our online portal. If you require assistance completing the online application, please email HBRecruiting@HeritageBankNW.com.

Equal Opportunity Employer

Heritage Bank is an Equal Opportunity Employer. We consider qualified applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status, disability, or any other basis protected by applicable law. We believe in a diverse workforce and are committed to providing a supportive environment for all team members.

Work location

Work model: On-site

location_on

517, West 27th Street, Carter Park, Vancouver, Clark County, Washington, 98660, United States

Vancouver, Washington

Key Responsibilities

  • check_circleManage a portfolio of business loans and corresponding client relationships
  • check_circleAnalyze client needs and recommend appropriate financial solutions to maximize profitability
  • check_circleNegotiate loan terms and structure financing based on risk considerations and bank policy
  • check_circleDevelop, train, and coach less experienced bankers to achieve loan goals
  • check_circleRepresent the bank in the local community to build client and customer contact
  • check_circleDevelop new business and client relationships through calling, marketing, and referrals
  • check_circleCoordinate the cross-sale and delivery of bank products and services to clientele
  • check_circleMonitor borrower performance and ensure compliance with loan agreements and standards
  • check_circleUnderwrite, structure, and close commercial loans that meet established lending requirements

Requirements

  • verifiedBachelor's degree in Business, Finance, Accounting or Marketing - preferred
  • verifiedLevel II: 5+ years of commercial banking experience required
  • verifiedLevel III: 8+ years of progressively responsible commercial lending experience required
  • verifiedLevel IV: 10+ years of progressively responsible commercial lending experience required
  • verifiedAdvanced knowledge of commercial real estate and C&I lending practices preferred
  • verifiedFormal credit training and/or Pacific Coast Banking School Graduate or equivalent preferred
  • verifiedValid driver's license, clean driving record, proof of insurance, and access to reliable transportation

Nice to Have

Bachelor's degree in Business, Finance, Accounting or Marketing. Advanced knowledge of commercial real estate and C&I lending practices. Formal credit training and/or Pacific Coast Banking School Graduate or equivalent.

Benefits & Perks

check_circleMedical, dental, vision, and life insurance coveragecheck_circle401(k) retirement plancheck_circleCommunity volunteer time allowancecheck_circleMinimum of 10 paid vacation days annuallyEight hours of paid sick leave per month
Heritage Financial Credit Union logo
Company

Heritage Financial Credit Union

Industry

accounting & finance

View company profilearrow_forwardlanguageWebsite
Quick Overview

Experience

5+ yrs (Senior)

Education

Bachelor's degree in Business, Finance, Accounting or Marketing - preferred

Job Type

Full-Time

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Skills, education and keywords

Skills: Commercial Banking, Commercial Loans, Underwriting, Commercial Real Estate, C&i Lending, MS Office, Word, Excel, Outlook, Ucc.

Education: Bachelor's degree in Business, Finance, Accounting or Marketing - preferred.

Frequently asked questions about Commercial Banking Officer at Heritage Financial Credit Union

What does a Commercial Banking Officer at Heritage Financial Credit Union do?expand_more
Day-to-day, the Commercial Banking Officer at Heritage Financial Credit Union will manage a portfolio of business loans and corresponding client relationships; analyze client needs and recommend appropriate financial solutions to maximize profitability; negotiate loan terms and structure financing based on risk considerations and bank policy; and develop, train, and coach less experienced bankers to achieve loan goals.
What are the requirements for this Commercial Banking Officer role?expand_more
Heritage Financial Credit Union is looking for candidates who meet the following requirements: Bachelor's degree in Business, Finance, Accounting or Marketing - preferred; Level II: 5+ years of commercial banking experience required; Level III: 8+ years of progressively responsible commercial lending experience required; Level IV: 10+ years of progressively responsible commercial lending experience required; Advanced knowledge of commercial real estate and C&I lending practices preferred; and Formal credit training and/or Pacific Coast Banking School Graduate or equivalent preferred.
Where is the Commercial Banking Officer role at Heritage Financial Credit Union located?expand_more
Commercial Banking Officer at Heritage Financial Credit Union is based in 517, West 27th Street, Carter Park, Vancouver, Clark County, Washington, 98660, United States. This is a on-site role.
Is this Commercial Banking Officer job remote, hybrid, or on-site?expand_more
Heritage Financial Credit Union has listed this Commercial Banking Officer role as on-site.
How much experience is required for this Commercial Banking Officer role?expand_more
Commercial Banking Officer at Heritage Financial Credit Union typically requires 5+ years of relevant experience at the senior level.
What skills do you need for the Commercial Banking Officer role at Heritage Financial Credit Union?expand_more
Key skills for Commercial Banking Officer at Heritage Financial Credit Union include Commercial Banking; Commercial Loans; Underwriting; Commercial Real Estate; C&i Lending; MS Office; Word; and Excel.
What education is required for Commercial Banking Officer at Heritage Financial Credit Union?expand_more
Educational requirements for this role: Bachelor's degree in Business, Finance, Accounting or Marketing - preferred.
What category does the Commercial Banking Officer role belong to?expand_more
Commercial Banking Officer at Heritage Financial Credit Union is part of the accounting & finance job category on Recrutus.
Recrutus

Curating the world's most innovative career opportunities. We bridge the gap between visionary talent and industry-leading companies.

Search roles by city, category, skill, or job type — explore verified US employers, salary benchmarks, and remote-friendly teams hiring nationwide.

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Company
About usFAQContactPrivacy policy

Recrutus helps candidates discover roles that match their skills and helps teams reach qualified applicants faster. Browse by metro, discipline, or work style — from internships to senior leadership.

© 2026 Recrutus. All rights reserved.
Terms of serviceCookie policyAcceptable useDMCA policyEmployer termsCandidate terms
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check_circle11 paid holidays each calendar year
check_circleAnnual float day

Skills Required

Commercial BankingCommercial LoansUnderwritingCommercial Real EstateC&i LendingMS OfficeWordExcelOutlookUcc
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