Commercial Banking Officer

About Heritage Bank

Heritage Bank is dedicated to serving the commercial banking needs of our community with a focus on building lasting, profitable relationships. Our Commercial Banking Center in Bellevue, WA, operates with a mission to act as a trusted financial advisor to our clients, helping them navigate industry dynamics and economic conditions to achieve their business goals. We value a culture where team members work hard while maintaining a healthy work-life balance, supported by a comprehensive rewards package that includes time off for health, relaxation, and personal passions.

About the Role

As a Commercial Banking Officer, you will serve as a cornerstone of our Bellevue team, providing a full spectrum of commercial banking services. This role is designed for an experienced professional who thrives on developing new business, structuring complex loans, and managing a robust portfolio of client relationships. You will be responsible for underwriting, structuring, and closing commercial loans that maximize profitability while adhering to strict risk management standards.

In this position, you will act as a strategic partner to your clients, evaluating their business resources, financial strategies, and market trends to recommend tailored solutions. Your day-to-day involves cultivating new accounts through proactive calling and networking, while simultaneously nurturing existing relationships to drive cross-sales and deposit growth. You will analyze loan requests, negotiate terms, and ensure all activities comply with banking regulations and internal credit policies. Depending on your level, you may also play a key role in mentoring less experienced bankers, helping to develop the next generation of commercial officers.

Community and Culture

We believe in the power of local engagement. As a representative of Heritage Bank, you will be encouraged to participate in community, charitable, and business activities to strengthen our presence in the Bellevue area and deepen client connections. Our work environment is climate-controlled and collaborative, though it requires flexibility to meet client needs, including occasional evening hours and travel for site inspections or meetings. We foster an atmosphere of mutual respect and trust, where effective communication and problem-solving are essential to success.

How to Apply

Heritage Bank is an Equal Opportunity Employer. We consider qualified applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status, disability, or any other basis protected by applicable law. All qualified applicants will receive consideration for employment without regard to these protected characteristics.

If you are interested in joining our team, please submit your application through our online portal. For assistance with the application process, or if you have questions regarding your legal rights as an applicant, please email HBRecruiting@HeritageBankNW.com.

Compensation and Benefits

Heritage Bank offers a competitive total rewards package designed to support your professional and personal well-being. This includes a base salary commensurate with your experience and skill set, along with an exceptional benefits package featuring medical, dental, and vision insurance, life insurance, and a 401(k) plan. Full-time team members enjoy a generous time-off policy, including paid vacation, sick leave, paid holidays, and an annual float day. Additional compensation may include monthly, quarterly, or annual incentives and bonuses depending on the position and performance.