AVP, Portfolio Credit Manager
Not Disclosed•Full-TimeHybrid
location_onNYU Paulson Center, 181, Mercer Street, University Village, Manhattan, New York County, New York, 10012, United States
This position supports the credit risk management of Travel Cobrand portfolios at Synchrony. You will serve as a key partner to retail clients, client teams, and internal stakeholders, driving the identification and management of consumer credit risk across the entire cardholder life-cycle. The role combines data gathering, advanced analytics, and strategic reporting to ensure safety and soundness while fostering smart growth.
You will act as a leader in developing enhanced strategies, utilizing champion/challenger methodologies to balance credit and fraud risk. Your work will directly influence informed decision-making through client-facing presentations and by providing critical analytics for deal and promotional pricing activities. This role requires coordinating multisite and country resources to ensure the accuracy of monthly management information systems (MIS) and reporting needs.
At Synchrony, we are proud to offer flexibility. Our work model allows you the option to work from home near one of our Hubs or come into one of our offices. You will be required to commute to your nearest Hub (either virtual or physical) for in-person engagement activities, such as regular business or team meetings, training, and culture events. Please note that Field Sales and some Commercial team roles may have varied location requirements based upon partner obligations or preferences.
When you join us, you become part of an inclusive culture where your individual skills, experience, and voice are not only heard but valued. Together, we are building a future where everyone can belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow.
We are committed to an award-winning culture for all. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. If you require a reasonable accommodation to apply for a job or to perform your job, please contact our Career Support Line at 1-866-301-5627 (available 8am – 5pm Monday to Friday, Central Standard Time). Representatives can discuss your specific situation regarding changes to the application process, alternate document formats, sign language interpreters, or specialized equipment.
Legal authorization to work in the U.S. is required for this position. We will not sponsor individuals for employment visas, now or in the future.
Work model: Hybrid
NYU Paulson Center, 181, Mercer Street, University Village, Manhattan, New York County, New York, 10012, United States
New York, New York
Superb communication skills and experience interacting at all levels within the Credit organization. Outstanding collaborative and team management style. Ability to multitask and perform in a fast-paced environment. Demonstrated problem-solving and critical-thinking skills. Fraud/Consumer finance experience. Experience with Python. Proven ability to work with various data sources, data warehouses, and database tools.
Skills: Sas, SQL, R, Python, Credit Risk, Fraud, Data Analysis, Data Warehousing, Database Tools.
Education: Bachelor's degree required, or 8+ years experience in lieu of degree; High school diploma or equivalent required for eligibility.