AVP, Portfolio Credit Manager

About the Role

This position supports the credit risk management of Travel Cobrand portfolios at Synchrony. You will serve as a key partner to retail clients, client teams, and internal stakeholders, driving the identification and management of consumer credit risk across the entire cardholder life-cycle. Your work will center on data gathering, advanced analytics, and reporting to ensure safety and soundness while facilitating smart growth.

In this role, you will act as a strategic leader, utilizing champion/challenger methodologies to manage credit and fraud risk. You will coordinate multisite and country resources to deliver accurate monthly management information systems (MIS) and reporting, while providing clear guidance on risk appetite and prudent growth strategies. The role requires maintaining a credible challenge of critical business decisions and processes to protect both Synchrony Financial and its retail partners.

Our Way of Working

At Synchrony, we are proud to offer flexibility. Our approach allows you to work from home near one of our Hubs or come into one of our offices. You will be required to commute to your nearest Hub (either virtual or physical) for in-person engagement activities, such as regular business or team meetings, training, and culture events.

Our Culture and Commitment

When you join us, you become part of an inclusive culture where your individual skills, experience, and voice are not only heard but valued. Together, we are building a future where everyone can belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow.

We ensure all qualified applicants receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status. We are proud to maintain an award-winning culture for all.

Application and Accommodation

Legal authorization to work in the U.S. is required for this position; we will not sponsor individuals for employment visas. If you require a reasonable accommodation to apply for a job or to perform your job due to a disability, please contact our Career Support Line at 1-866-301-5627 (8am – 5pm Monday to Friday, Central Standard Time). Representatives are available to discuss your specific situation regarding the application process or work procedures.