Applied AI Developer

About Lorum

Global payments are not broken; incentives are. In balance sheet-driven institutions, clearing has been deprioritized in favor of lending and interest. When liquidity takes priority over settlement, payments slow and certainty drops. These same institutions are disadvantaged as users, forced into fragmented setups, inconsistent rails, and unpredictable timelines. While stablecoin shortcuts and treasury pooling treat symptoms at the surface, almost no one is rebuilding the underlying infrastructure in each market.

We are rebuilding clearing from the ground up as a specialist function. Acting as a clearing and transaction banking partner for regulated institutions, we have built treasury into the core so that liquidity, settlement, and reconciliation sit in one controlled system. Our platform unifies global and local licenses, direct central bank clearing, and access to domestic rails. We allow clients to open named customer accounts in every market we operate, collecting funds and paying out through a single network while retaining full ownership of their customer relationships. Market expansion becomes as simple as one correspondent relationship, not hundreds.

Joining Lorum means contributing to one of the most ambitious clearing infrastructure projects in global finance. You will help shape settlement systems that perform under real regulatory standards and institutional volumes. You will build for regulated institutions that rely on precision, predictable timelines, and regulatory integrity. It is about working across currencies, markets, and supervisory frameworks to deliver reliable, final settlement.

About the Role

We are looking for a pragmatic, hands-on Applied AI Developer to join our growing AI team within the office of the CEO. Reporting to the Applied AI Solutions Lead, you will work directly against a live backlog of real business problems sourced from across Sales, Operations, Compliance, and Platform. Your mission is to ship AI-driven tooling that gives time back to the people doing the work.

This is a builder's role. Your output will be measured in working software in production, not strategy decks. You will prototype quickly, validate impact with the teams who use what you build, and iterate. The best fit views AI as a powerful addition to the software engineering toolkit—useful for automating the mundane so the rest of the company can focus on the meaningful. You will pair directly with the teams you are building for, ensuring the tools fit how people actually work.

Location & Culture

This role requires 4 days/week in our NYC (FiDi office). We offer a flexible vacation policy, private healthcare, and an Employee Stock Ownership Plan (ESOP). We believe you can only work your best when you feel your best; working at Lorum is intense, so we offer 3 wellness days every quarter to re-energize. We also offer 2 "pay it forward" days annually to volunteer for a charitable cause important to you. We value autonomy and the ability to ship quickly.

How to Apply

To apply, please upload your resume in PDF or DOCX format. We are looking for candidates who can demonstrate a track record of getting working software in front of users quickly.