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  1. Home
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  5. Sr. Backend Software Engineer (Digital Banking)
Openkyber logo

Sr. Backend Software Engineer (Digital Banking)

Not Disclosed•ContractorOn-site

location_onSan Joaquin County, California, United States

Apply Now

About the Team

Our mission is to accelerate the pace of financial innovation and build new financial products for American Express. We embrace a culture of experimentation, constantly striving for improvement and learning. We welcome diverse perspectives and people who are not afraid to challenge assumptions. Our platform streamlines the process of launching and iterating financial products, serving as the backbone for high-volume banking systems.

About the Role

As a Senior Backend Software Engineer in Digital Banking, you will be a passionate problem-solver dedicated to applying your expertise across the entire software development lifecycle. You will partner continuously with stakeholders to stay focused on common goals while designing, developing, and maintaining banking systems that support high transaction volumes, security, and scalability.

In this role, you will work on a range of critical banking products, including payment systems, data & reporting, and customer account management solutions. You will champion workflow orchestration best practices and build software within a nimble agile team where you have every opportunity to make an impact on the bottom line. Your day-to-day will involve ensuring our infrastructure is safely extensible, scalable, and reliable, meeting SLAs for both external and internal users.

A key focus of this position is the design, build, and operationalization of Generative AI capabilities. You will leverage state-of-the-art tools for remote collaboration and developer happiness, implementing Retrieval-Augmented Generation (RAG) patterns to ground LLM outputs in enterprise knowledge. You will develop and integrate LLM tool/function-calling agents to orchestrate workflows across internal APIs and services while enforcing least-privilege access. Additionally, you will establish evaluation, monitoring, and guardrails for GenAI, including prompting standards, hallucination mitigation, and PII controls.

Hiring Process

We are looking for individuals who are hands-on engineers and team players, with a demonstrated willingness to learn innovative technologies. If you are ready to enable business capabilities through innovation and take pride in how quickly you develop working software, we want to hear from you.

Equal Opportunity

We consider qualified applicants regardless of background, embracing diverse perspectives to drive our mission forward.

Application Instructions

For applications and inquiries, please contact: hirings@openkyber.com

Work location

Work model: On-site

location_on

San Joaquin County, California, United States

California

Key Responsibilities

  • check_circleDesign and develop scalable Java and Go banking systems for high transaction volumes
  • check_circleBuild and operationalize Generative AI capabilities with a focus on security and reliability
  • check_circleImplement Retrieval-Augmented Generation (RAG) patterns to ground LLM outputs in enterprise knowledge
  • check_circleDevelop and integrate LLM agents to orchestrate workflows across internal APIs and services
  • check_circleEstablish evaluation, monitoring, and guardrails for GenAI including PII controls and red-teaming
  • check_circleChampion workflow orchestration best practices and contribute to workflow implementations
  • check_circleEnsure infrastructure is extensible, scalable, reliable, and meets SLAs for external and internal users
  • check_circleParticipate in design and code reviews for key components and cross-enterprise initiatives

Requirements

  • verified8-13 years of software development experience
  • verifiedBachelor's or master's degree in computer science, computer engineering, or other technical discipline
  • verifiedExperience designing and implementing highly scalable, low-latency Java / Go-based applications
  • verifiedHands-on experience in multi-threading programming
  • verifiedHands-on experience building LLM-based applications using at least one major model/provider
  • verifiedExperience designing and implementing RAG systems
  • verifiedExperience integrating LLM applications with tools and enterprise systems
  • verifiedUnderstanding of GenAI security and risk controls
  • verifiedCore competencies in distributed technologies including Java, Spring, APIs, JSON, XML, Kafka, JDBC, MongoDB, Postgres, NoSQL databases, Spring Boot, Spring Batch, JUnit, Jenkins, and Gradle/Maven

Nice to Have

Experience with container orchestration tools like Kubernetes and Docker. Previous experience with payment systems or real-time transaction platforms. Leadership experience in a fast-paced development environment. Experience in API development for fintech applications. Experience with vector databases and search stacks (e.g., OpenSearch/Elasticsearch, pgvector, Pinecone, Weaviate) and embedding lifecycle management. Experience building LLM agents with tool/function calling, including workflow orchestration, retries, and safe fallbacks. Experience creating/operating MCP servers (or similar abstractions) to expose enterprise data and actions to LLM applications with strong authentication/authorization. Familiarity with LLM evaluation techniques (golden datasets, human review workflows, automated scoring) and safety guardrails for regulated environments. Experience with In-memory computing solutions. Experience working with streaming solutions (preferably Apache Kafka and Kafka Streams). Hands-on experience in full-stack software development. Hands-on experience in Big Data technologies, including Python, Hadoop, and Spark.

Openkyber logo
Company

Openkyber

Industry

it

View company profilearrow_forwardlanguageWebsite
Quick Overview

Experience

8-13 yrs (Senior)

Education

Bachelor's in Computer Science preferred

Job Type

Contractor

Skills Required

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Skills, education and keywords

Skills: Java, Go, Multi-Threading, LLM, Prompt Engineering, Structured Outputs, Tool/function Calling, Rag, Document Ingestion, Embeddings.

Education: Bachelor's in Computer Science preferred; Master's in Computer Science preferred.

Frequently asked questions about Sr. Backend Software Engineer (Digital Banking) at Openkyber

What does a Sr. Backend Software Engineer (Digital Banking) at Openkyber do?expand_more
Day-to-day, the Sr. Backend Software Engineer (Digital Banking) at Openkyber will design and develop scalable java and go banking systems for high transaction volumes; build and operationalize generative ai capabilities with a focus on security and reliability; implement retrieval-augmented generation (rag) patterns to ground llm outputs in enterprise knowledge; and develop and integrate llm agents to orchestrate workflows across internal apis and services.
What are the requirements for this Sr. Backend Software Engineer (Digital Banking) role?expand_more
To qualify for the Sr. Backend Software Engineer (Digital Banking) at Openkyber position, applicants should have: 8-13 years of software development experience; Bachelor's or master's degree in computer science, computer engineering, or other technical discipline; Experience designing and implementing highly scalable, low-latency Java / Go-based applications; Hands-on experience in multi-threading programming; Hands-on experience building LLM-based applications using at least one major model/provider; and Experience designing and implementing RAG systems.
Where is the Sr. Backend Software Engineer (Digital Banking) role at Openkyber located?expand_more
Sr. Backend Software Engineer (Digital Banking) at Openkyber is based in San Joaquin County, California, United States. This is a on-site role.
Is this Sr. Backend Software Engineer (Digital Banking) job remote, hybrid, or on-site?expand_more
Openkyber has listed this Sr. Backend Software Engineer (Digital Banking) role as on-site.
How much experience is required for this Sr. Backend Software Engineer (Digital Banking) role?expand_more
Sr. Backend Software Engineer (Digital Banking) at Openkyber typically requires 8–13 years of relevant experience at the senior level.
What skills do you need for the Sr. Backend Software Engineer (Digital Banking) role at Openkyber?expand_more
Key skills for Sr. Backend Software Engineer (Digital Banking) at Openkyber include Java; Go; Multi-Threading; LLM; Prompt Engineering; Structured Outputs; Tool/function Calling; and Rag.
What education is required for Sr. Backend Software Engineer (Digital Banking) at Openkyber?expand_more
Educational requirements for this role: Bachelor's in Computer Science preferred; and Master's in Computer Science preferred.
What category does the Sr. Backend Software Engineer (Digital Banking) role belong to?expand_more
Sr. Backend Software Engineer (Digital Banking) at Openkyber is part of the it job category on Recrutus.
Recrutus

Curating the world's most innovative career opportunities. We bridge the gap between visionary talent and industry-leading companies.

Search roles by city, category, skill, or job type — explore verified US employers, salary benchmarks, and remote-friendly teams hiring nationwide.

publiclanguageshare
Job seekers
Browse jobsCompanies hiringRemote jobsJobs by locationJobs by cityJobs by categoryJobs by skillCareer guidesCareer blogSalary insights
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Jobs in TexasJobs in CaliforniaJobs in New YorkJobs in FloridaJobs in North CarolinaJobs in VirginiaAll states →
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Healthcare & Nursing jobsLogistics & Warehouse jobsEngineering jobsIT jobsSales jobsHospitality & Catering jobsAccounting & Finance jobs
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Featured employers
Company
About usFAQContactPrivacy policy

Recrutus helps candidates discover roles that match their skills and helps teams reach qualified applicants faster. Browse by metro, discipline, or work style — from internships to senior leadership.

© 2026 Recrutus. All rights reserved.
Terms of serviceCookie policyAcceptable useDMCA policyEmployer termsCandidate terms
  • verifiedExperience with streaming solutions (preferably Apache Kafka and Kafka Streams)
  • verifiedExperience with Big Data technologies including Python, Hadoop, and Spark
  • verifiedFamiliarity with CI/CD pipelines and DevOps tools (Jenkins, GitLab)
  • verifiedExperience with container orchestration tools like Kubernetes and Docker
  • verifiedExperience with payment systems or real-time transaction platforms
  • verifiedExperience with vector databases and search stacks
  • Java
    Go
    Multi-Threading
    LLM
    Prompt Engineering
    Structured Outputs
    Tool/function Calling
    Rag
    Document Ingestion
    Embeddings
    US privacy notice
    Accessibility