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Senior Associate Underwriter

$73k-125k/hr•Full-timeRemote

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Job Description

About the Role

Reporting to a Managing Underwriter, the Senior Associate Underwriter evaluates life insurance applications and determines whether applications should be approved, declined, or if additional information is required. The role is accountable for underwriting cases with a 2‑Year Total Amount at Risk (TAAR) of $2.5 million or less and primarily handles applications that include Attending Physician Statements.

The Senior Associate Underwriter applies underwriting guidelines, medical knowledge, and sound judgment to assess overall mortality risk and make informed recommendations on complex cases. The role works closely with agents, General Office personnel, and internal partners to support timely, accurate underwriting decisions and a strong customer experience, while contributing to underwriting projects, process improvements, and ongoing training initiatives.

Work location

Work model: Remote

Remote

Open in Google Maps(39.17770, -73.92900)

Key Responsibilities

  • check_circleEvaluate life insurance applications and classify mortality risk for cases up to $2.5 million TAAR
  • check_circleApply underwriting guidelines and medical knowledge to assess complex risk factors
  • check_circleDetermine underwriting outcomes including approvals, substandard ratings, or declines
  • check_circleCommunicate underwriting requirements and decisions to agents and internal partners
  • check_circleParticipate in training initiatives and workflow improvement projects

Requirements

  • verifiedPreferred bachelor’s degree or equivalent combination of education and relevant experience
  • verified3+ years of life underwriting
  • verifiedWorking knowledge of medical terminology
  • verifiedStrong analytical and problem-solving skills
  • verifiedStrong verbal and written communication skills
  • verifiedStrong customer service orientation

Skills, education and keywords

Skills: underwriting guidelines, medical terminology, mortality assessment, reinsurance processes, underwriting systems, insurance product rules, underwriting models, rules engines, automated decision tools, copilot.

Education: Preferred bachelor’s degree or equivalent combination of education and relevant experience..

Frequently asked questions about Senior Associate Underwriter at New York Life

What does a Senior Associate Underwriter at New York Life do?expand_more
In this Senior Associate Underwriter at New York Life role, you will evaluate life insurance applications and classify mortality risk for cases up to $2.5 million taar; apply underwriting guidelines and medical knowledge to assess complex risk factors; determine underwriting outcomes including approvals, substandard ratings, or declines; and communicate underwriting requirements and decisions to agents and internal partners.
What are the requirements for this Senior Associate Underwriter role?expand_more
New York Life is looking for candidates who meet the following requirements: Preferred bachelor’s degree or equivalent combination of education and relevant experience; 3+ years of life underwriting; Working knowledge of medical terminology; Strong analytical and problem-solving skills; Strong verbal and written communication skills; and Strong customer service orientation.
What is the salary range for Senior Associate Underwriter at New York Life?expand_more
The advertised salary range for Senior Associate Underwriter at New York Life is $73k-125k/hr.
Where is the Senior Associate Underwriter role at New York Life located?expand_more
Senior Associate Underwriter at New York Life is based in Remote. This is a remote role.
Is this Senior Associate Underwriter job remote, hybrid, or on-site?expand_more
New York Life has listed this Senior Associate Underwriter role as remote.
How much experience is required for this Senior Associate Underwriter role?expand_more
Senior Associate Underwriter at New York Life typically requires 3+ years of relevant experience at the mid level level.
What skills do you need for the Senior Associate Underwriter role at New York Life?expand_more
Key skills for Senior Associate Underwriter at New York Life include underwriting guidelines; medical terminology; mortality assessment; reinsurance processes; underwriting systems; insurance product rules; underwriting models; and rules engines.
What education is required for Senior Associate Underwriter at New York Life?expand_more
Educational requirements for this role: Preferred bachelor’s degree or equivalent combination of education and relevant experience..
What category does the Senior Associate Underwriter role belong to?expand_more
Senior Associate Underwriter at New York Life is part of the Accounting & Finance job category on Recrutus.