Loan Officer I/II/III - Corporate Lending Start a career with First National Bank Alaska, the Best Place to Work in Alaska as recognized nine years in a row by Alaska Business magazine readers. Attention Current and Aspiring Loan Officers We are adding a Loan Officer to our Corporate Lending Team. If you have loan officer experience you would have the chance to use your expertise in a meaningful way. If you are less experienced loan officer or a lending professional seeking a loan officer role, this is a great opportunity for you to learn and grow. Salary: $63,300/annual entry level minimum. Job/salary offer would be commensurate with job level and experience. Schedule: Monday-Friday GENERAL PURPOSE SUMMARY Develops and maintains banking relationships and makes a variety of smaller or less complex loans based on limited lending authority by performing the following essential duties and responsibilities: ESSENTIAL DUTIES AND RESPONSIBILITIES Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is based upon Loan Officer I job level. If you are considered for a Loan Officer II or III due to your experience, the applicable job description will be provided. Accepts and processes loan applications; analyzes existing and potential customers' banking needs, earnings, and financial conditions to determine which bank products are most appropriate, and to assess acceptable risk; approves/denies or recommends approval/denial within limited lending authority. Provides advice and service to existing customers and generates new business by calling on prospective customers regarding the establishment of new banking relationships. Manages existing loan portfolio, including the monitoring and collection of loan payments; modifies or extends loan terms or structure to protect bank's interest when required. Minimizes bank losses and exposure to losses. Follows existing lending procedures and ensures lending compliance of loan portfolio with bank and regulatory procedures, policies, and requirements, and takes corrective action when non-compliance is identified. Represents the bank in the community in order to identify, develop and promote additional business. Keeps informed about the banking industry and all bank products. Maintains awareness of competitors' products and the bank's advantage. May be assigned supervisory duties at local or out-of-town location as the need arises. Performs other work-related duties as assigned by supervisor. SUPERVISORY RESPONSIBILITIES May supervise employees. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems; and making recommendations regarding the hiring and terminating of employees. QUALIFICATION REQUIREMENTS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. EDUCATION and/or EXPERIENCE: LOI Minimum: Bachelor's degree in a business field and one year lending related or banking experience, or five years lending-related or banking experience and/or training; or equivalent combination of education/training and experience. Preferred: Commercial and/or consumer lending, sales, or marketing experience. LOII Minimum: Bachelor's degree in business, accounting, finance, marketing, or related field and five years commercial, real estate, or consumer lending related experience; or seven years commercial, real estate, and/or consumer lending related experience; or equivalent combination of education/training and experience. Preferred: One year of supervisory experience and marketing or sales experience. LOIII Minimum: Bachelor's degree in business, accounting, finance, marketing, or related field and six years commercial, real estate, or consumer lending experience; or eight years commercial, real estate, and/or consumer lending experience; or equivalent combination of education/training and experience. Familiarity with State and Federal Loan programs. Preferred: One year of supervisory experience and marketing or sales experience. SKILLS and ABILITIES: Word processing and spreadsheet software experience required. The ability to handle highly confidential information, frequent deadlines, and time constraints required. LANGUAGE SKILLS: Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents. Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community. Ability to write speeches and articles for publication that conform to prescribed style and format. Ability to effectively present information to top management and the public. MATHEMATICAL SKILLS: Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations. REASONING SKILLS: Ability to define problems, collect data, establish facts, draw valid conclusions, and make decisions based on those conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract variables. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk and hear. The employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel objects, tools, or controls; reach with hands and arms. The employee is occasionally required to stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 50 pounds. Specific vision ability required by this job includes close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus. WORKING CONDITIONS The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Some travel to remote sites via automobile or plane necessary. Must be willing to relocate to branches statewide; may be exposed to various weather conditions. The noise level in the work environment is usually moderate. J-18808-Ljbffr