Job Description
Description: RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Transporters, Logistics, Warehousing, Infrastructure, and Dealer Finance segments. Hence, preferable industry experience would be in these segments; however, a good candidate with experience in Credit Corporate, SME, Mid-Market, or any other relevant job role can also be considered. Evaluating working credit requirements of potential customers of RBG catering to Transporters, Automobile Dealers, Logistics&Warehousing, and Govt Infrastructure Contractors. Underwriting and preparation of credit assessment notes covering detailed analysis of business, management, and financials. Balance Sheet and other financial statement analysis and identifying risk factors. Market, competitor, and dealer visits as per the requirement and continuous updating of market changes to act proactively. Timely processing of proposals as per TAT to ensure better time to market. Ensuring compliance with terms and conditions of sanctions by liaising with the RMs and companies involved. Continuous monitoring of infant delinquencies. Job Requirements: 3 to 8 years of experience. MBA (Finance) or CA. J-18808-Ljbffr